On July 4th, 2025, the One Big Beautiful Bill Act (OBBB) was signed into law. Like most sweeping legislation, it covers a lot of ground. But for multifamily investors, one provision stands out as especially impactful: the return of 100% bonus depreciation.

2025 is shaping up to be a defining year in how Americans think about housing. Economic headwinds, rising interest rates, and affordability challenges are pushing more people to explore alternatives to traditional homeownership.

If you’ve spent any time looking into real estate syndications, private equity, or other alternative investments, you’ve probably come across the term accredited investor. It sounds official, maybe even intimidating.

Alright, the 401(k) your employer provides you probably won’t let you invest in apartments. You’re stuck picking from a bland dropdown of mutual funds, and maybe a target-date fund if you’re lucky. But here’s the truth: your retirement money is yours to command.

In tech, we constantly look for leverage. We build systems, write code once and scale it to millions, and invest in tools that multiply our output. That same mindset is now showing up in how tech professionals think about building wealth.

You don’t need to be a real estate expert to invest in apartments. In fact, you don’t even need to manage the property or deal with tenants. Through something called a multifamily syndication, you can become a fractional owner in a large apartment building, and let experienced operators do all the work.